Insurance Denial

Denial of Long-Term Care Insurance Benefits

Our Personal Injury Attorneys in Cleveland Fight for Your Legal Rights

Long-term care (LTC) insurance is one of the fastest-growing types of insurance since the 1990s, owing to the aging of the Baby Boomer population. The basic concept of LTC insurance is simple: It provides funds to those who are placed in a nursing home or assisted-living facility, as ongoing care is often cost prohibitive for much of the population. Unfortunately, getting claims paid is often very difficult and frustrating. Adding to the problem, many who need LTC benefits lack the cognitive ability to fight for their legal rights. Denials usually stem from the fine print in LTC policies describing conditions in which they will pay out claims. This isn’t right.

If any of the following apply to you, contact Spangenberg Shibley & Liber LLP as soon as possible:

  • Biased healthcare professionals have interfered with your insurance benefits
  • Your LTC insurance provider failed to notify you of the available benefits
  • You’ve been notified you were denied because documents were not received by stated deadlines

If you’ve paid a monthly premium for years and face denial for LTC benefits, you deserve an aggressive advocate who will fight for your rights. Contact our Cleveland insurance denial attorneys at Spangenberg Shibley & Liber LLP.

Long-Term Care Insurance Is a Promise for Benefits Payouts

LTC insurance contract insurance policies promise coverage for the expenses associated with long-term care but, all too often, the insurance companies renege on their promises. Often, the reason these companies don’t pay up is because they miscalculated the profitability of selling this type of insurance, and mistargeted the mortality rates of the target population. This has led to the companies cutting corners at every turn, whether it means engaging in deceitful tactics to underpay claims or refusing to pay out legitimate claims.

Contact Our Long-Term Care Insurance Denial Attorneys in Cleveland

For decades, our Cleveland attorneys have been in the business of making sure people who pay for insurance get the benefits for which they paid. We have successfully arbitrated and litigated many LTC lawsuits, recovering multi-million dollar settlements over the years.

We work on contingency fees, meaning there is no out-of-pocket expense for legal fees. We also offer free phone and in-office consultations to prospective clients.

Need more information? Contact us at Spangenberg Shibley & Liber LLP today if your LTC insurance claims were denied, delayed or underpaid. We can be reached online or at (216) 600-0114.

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