Insurance Bad Faith

Insurance Denial Lawyer in Cleveland

What Constitutes Bad Faith?

Every insurance company owes its insured a duty of good faith, which is implied by law in every insurance policy. When an insurance company breaches this duty, an insured individual may pursue a claim for bad faith against his or her insurer. Our team of Cleveland attorneys can help you. We have years of experience and a reputation for tough advocacy in representing those whose insurance claims have been unfairly denied.

Is My Insurance Company Not Acting in “Good Faith?”

An insurance company fails to act in good faith when its refusal to pay a claim, or the full value of a claim, is not reasonably justified.

The following factors are considered when determining whether an insurance company has acted in bad faith:

  • The probability of the insured's liability
  • The amount of the policy limits
  • The extent of the claimant's damages
  • The adequacy of the insurer's investigation
  • The adequacy of the defense provided by the insurer
  • Whether the insurer followed the defense attorney's advice regarding settlement
  • Whether the insurer heeded its own adjusters' advice regarding settlement
  • The insurer's willingness to engage in settlement negotiations
  • Whether the insured made any misrepresentations that may have misled the insurer in settlement negotiations
  • The openness of the communication between the insurer and the insured
  • Whether the insured kept the insured informed of settlement negotiations
  • Any other conduct demonstrating that the insurer felt or showed greater concern for its financial interest than it did for its insured's financial risk

Am I Entitled to Compensation for an Unfair Claim Denial?

Insurance companies have a duty to adequately and fairly evaluate and pay claims. Unfortunately, however, the insurance industry is increasingly denying and limiting payment of claims. Insurance companies that do so without reasonable justification, or as the result of an unfair, inadequate or one-sided claim investigation, may be held liable for bad faith. Both compensatory and punitive damages may be available in successful bad faith claims.

The bad faith insurance claim litigation attorneys at Spangenberg Shibley & Liber aggressively pursue the full extent of our clients' rights under their insurance policies. Spangenberg lawyers are particularly adept at recognizing, investigating and proving bad faith conduct on behalf of insurance companies seeking to limit their insured's rights to payment under their policies.

Contact Spangenberg for a Free Review of Your Insurance Claim Denial

If you have had an insurance claim denied—whether it be a claim for medical benefits or for property loss, damage or theft—or if your insurance company has delayed payment of your claim or offered an unreasonably low amount as payment for a claim, and you believe you are not being treated fairly, you should take action. Contact the insurance coverage dispute and bad faith attorneys at Spangenberg Shibley & Liber LLP to protect your rights. We’ll provide you with a free case evaluation to get started.

Call (216) 600-0114.

Recommended Reading

Commitment. Integrity. Results.

It's not just a motto. We'll stand by your side and fight for your rights.
  • History of Excellence

    Our firm has been helping individuals since 1946 and has secured billions of dollars on behalf of our clients.

  • Passionate Representation

    We go the distance for you and your future fight to obtain maximum compensation on your behalf.

  • Unwavering Commitment

    Our trial attorneys have tried hundreds of cases and are not afraid to take your case to trial.

  • Personalized Service

    We offer one-on-one attention and detailed counsel. To us you are not just another case number.

    Our Family will be Forever Grateful!

    - Tim S.

    Attorney Tor and the whole team at Spangenberg Shibley & Liber, including the receptionist, made me feel welcome, comforted, and confident throughout my case. They showed me respect and kindness from start to finish.

    - Zandra S.

    I was feeling uncertain but after I met with Nick I felt at ease & confident. Communication was great, I was constantly informed and everyone was genuine & compassionate.

    - Sonja S.

    Coming in, we were unsure if we had a case. After meeting with Peter Brodhead, we were very confident with him. I was always comfortable because everyone was professional and friendly.

    - Elaine B.

    I liked the professionalism, efficiency, and thoroughness of your team efforts. I would like Sheila Schebek recognized for her knowledge of account details as quickly as I presented questions. She provided confidence and security in all matters.

    - John S.

Put Award-Winning
Trial Lawyers On Your Side

Contact Our Team for a Free & Confidential Case Evaluation
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.