Does the Insurance Company Offer a Fair Settlement?

insurance adjuster and claimant after a car accidentDuring the process of filing a car accident claim, if you’re able to provide significant evidence that someone else’s negligence caused you to suffer an injury, the insurance company may offer you a settlement. This settlement offer is meant to cover the damages you endure because of the injury and property damage.

Unfortunately, it’s common for the insurance company to offer a settlement far less than you deserve. Below, we’ll explain why the insurance company offers a less-than-fair settlement and your rights when it happens.

What the Insurance Company Wants

When the insurance company offers you a settlement, they tend to go lower than you need. Why? The insurance company is like any other business, and profit overrules the needs of claimants. The insurance company wants to earn money, so paying out maximum compensation conflicts with that business model.

The insurance company also knows that after an accident, you’re in a vulnerable state. You may be out of work, unable to earn an income. Your medical bills are mounting, your vehicle is broken down, and you’re not sure what to do next.

The settlement offer comes at a time when you need it, and the insurance company knows this. They hope you’ll accept the settlement just to get whatever money you can to be comfortable. You may need much more than they’re offering you, though.

Denying a Settlement

You don’t have to accept the insurance company’s settlement. You can reject their offer and move forward with the process if the amount they offer you doesn’t suit your needs. If you accept the settlement, you can’t take additional legal action after the fact should you need more compensation.

Our Cleveland car accident lawyers recognize the various tactics the insurance company may try to use against you. We’ll work hard to protect you during the entire progress so you can understand your options when the insurance company offers you an unfair settlement.

Spangenberg Shibley & Liber LLP has significant experience representing clients in some of the most difficult situations. Let us provide you the information you need to make an educated decision should you receive a settlement offer from the insurance company.

Call us today at (216) 600-0114 and speak with a member of our team.


    I was having a hard time finding someone to represent me. I was frustrated. But after SS&L took my case, I was treated VERY well! Ericka Campbell is a rockstar! She was phenomenal at communicating with me. Spangenberg Shibley & Liber are the utmost

    - William R.

    SS&L treated me well and I felt supported.

    - Brian R.

    Our Family will be Forever Grateful!

    - Tim S.

    Attorney Tor and the whole team at Spangenberg Shibley & Liber, including the receptionist, made me feel welcome, comforted, and confident throughout my case. They showed me respect and kindness from start to finish.

    - Zandra S.

    I was feeling uncertain but after I met with Nick I felt at ease & confident. Communication was great, I was constantly informed and everyone was genuine & compassionate.

    - Sonja S.

Put Award-Winning
Trial Lawyers On Your Side

Contact Our Team for a Free & Confidential Case Evaluation
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.