Cleveland, Ohio Health Insurance Rescission Lawyers
The health insurance industry's widespread practice of rescinding (cancelling) health insurance coverage after an insured is diagnosed with a serious, and expensive, medical condition was exposed in the years leading up to the overhaul of the country's health care legislation. Seeking to avoid "losses" on expensive claims, usually associated with life-threatening or chronic medical conditions, or with injuries sustained after a serious accident, health insurance companies retroactively rescinded coverage citing a provision in many health insurance policies permitting rescission if information on the insured's application was "misrepresented." Typically, the insurance company was not required to establish that the insured intentionally or knowingly made misrepresentations on his or her application. Accordingly, when presented with claims, some insurance companies would look for discrepancies between the information contained in an insured's application for coverage and the insured's medical records to support rescission, and to deny the claims.
Recession often results in one's inability to obtain new health insurance coverage. The effect of the insurance company rescinding a health insurance policy on the average American family is devastating.
Recently enacted health care legislation has sought to put an end to the health care insurance industry's insidious rescission practices. Now, insurers may only rescind coverage where an insured has intentionally misrepresented his or her health history on an application for insurance coverage. Hopefully this new legislation will eliminate most rescissions; however, the new legislation has yet to be tested in terms of when an insurer can and cannot rescind.
If you have had your health insurance coverage rescinded based on alleged misrepresentations made on your application for coverage, contact the insurance coverage rescission attorneys at Spangenberg Shibley & Liber for a free consultation and to protect your rights.
Free Consultation · Contingency Fees · Spanish and Ukrainian Interpreters
Should you file a lawsuit? You won't know until you talk to an experienced attorney. Contact us or call us at (888) 633-0360 to arrange a free, confidential consultation. You can get answers, find out what happened, and help prevent similar needless injuries from happening to other people, too.
We handle our cases on a contingency-fee basis: if we can't help you recover money damages, you won't pay attorneys' fees. When you meet with us to discuss your case, it will be with an attorney, not an investigator or paralegal. We also have Spanish and Ukrainian interpreters available. Contact us today to get us started on investigating your claim from our Cleveland headquarters.
Experienced, Sophisticated, Reputable.
For more than 65 years, the attorneys at Spangenberg Shibley & Liber have represented victims of health insurance rescission and insurance cancellation in lawsuits throughout Ohio and beyond. Our attorneys have access to the most sophisticated technical and medical resources available to investigate and prepare your case to win. When the insurance company lawyers see our name on the lawsuit, they know it is well researched, carefully investigated and thoroughly prepared. For you, that means insurance company lawyers come to the table prepared to discuss a full and fair settlement - or we'll see them in court.
Remember, if you have a claim, there is most likely a statute of limitations clock running, after which you won't have the right to file a lawsuit. Protect your rights by contacting us today or calling us at (888) 633-0360.
